# 11 – What Derek Predicts Today

You asked for it, you’re getting it: Three predictions a day from Derek Clontz, each to occur or have its greatest impact, he says, in the days, weeks and months after Dec. 21, 2012 – the date the “Mayan Calendar” wrongly sets for the end of the world.

Here’s installment #11.

- First lady Michelle Obama takes center stage in the presidential election after a close friend says that Mrs. Obama told her that Michael Jackson visited the White House in February – almost three years after his alleged death of what a court has ruled was a doctor-administered drug overdose in 2009. Republicans accuse Mrs. Obama of “trying to bring out the youth vote” to get her husband, President Barack Obama, re-elected. She will neither confirm nor deny the friend’s claim at a news conference in which she, in a Jackson-like fashion statement that many find “odd”, wears a single glove and sequined fedora.

-U.S. military forces in Afghanistan score a harrowing public relations setback that boomerangs in their favor when contract workers accidentally load pork skins, potted ham, beer and nudie magazines – all of which are taboo for devout Muslims – onto trucks delivering humanitarian aid to the Afgan people. Insulted Afghanis soon find, however, that they like the taste and flavor of pork and alcohol, not to mention the cheesecake and start begging for “more delicious foods and fun entertainments like our American friends enjoy” –  a sure indication they will adapt to Western ways rather than resist them.

- Infants cloned by the controversial Raelian UFO group develop intellectual capacity at super speed and put it to good use, drawing up a bold and sweeping plan for world peace and global economic equity before their first birthday.

Check back tomorrow for three more predictions in installment #12 of our continuing series. Questions? Comments? Prediction of your own to share? Use the ‘REPLY BOX” at the end of this report to weigh in.

Half of all Americans are psychic, says study – so, how do YOU stack up?

Half of all Americans possess psychic powers they often are afraid to develop thanks to unfounded fears and superstitions that have led them to believe their eerie sixth sense is “evil.”

That’s the word from Dr. Nancy Selk, who conducted a nationwide meta-study for the National Office for Metaphysical Research in Bethesda, Maryland, and found “reason to believe 140 million men, women and children” regularly:

o Predict or foresee future events.

o See ghosts and other spirit entities and communicate with the dead.

o Have out-of-body experiences, including those that involve being in two places at once and traveling in the astral plane.

o Heal themselves or others with the power of their minds or simply by touching them.

o Read minds and converse with other people telepathically.

o Hear voices and see visions that help them make good decisions in everyday life and in business.

o See and talk with angels who both guide and protect them.

o Are telekinetic – they can move objects with the power of their minds alone.

“For the purposes of our analysis we considered anyone who gathered and acted on information gleaned from unseen sources to be psychic,” says Selk, acknowledging that she “unfortunately

Beat debt NOW without chopping up your credit cards – real world tips work

Editor’s Note: There’s $100 to be won in our Get Out of Debt FAST Contest. Submit your tips via our comments box. On Nov. 1, we’ll select the best tip – and pay the person who submitted it a nifty $100 US.

Copyright (c) Derek Clontz/4-Page Media, Inc. All rights reserved.

YOU CAN make more money, pay off your debts without chopping up a single credit card and live high on the hog day after worry-free day with rock-solid tips from ordinary people just like you.

Derek Clontz

And you don’t have to invest a million dollars in high-risk stocks, stop buying clothes for your children or treating yourself to nights on the town to turn your finances around, either.

All you have to do is listen to some common-sense advice and real-world tips offered up by men and women who decided to stop slaving their lives away for greedy bankers and collection agencies and start working and spending smart for a change.

By applying one or more of these simple principles in your life, you’ll soon find yourself strutting around town with cash in your pocket, shopping when you want to shop and buying what you want to buy and still paying every bill on time.

Your World Report publisher and 4-Page Media, Inc. president Derek Clontz says thousands of men and women have gotten out of debt fast by using multiple cost-cutting strategies they read about in newspapers and magazines or dreamed up themselves.

Here are 12 of those “real world” strategies from the breakthrough financial report, 55 Fun Ways to Make More Money, Get Out of Debt – and Live Like a King, (4-Page Media, Inc.).

1. Get serious about suing somebody. A fascinating new study suggests that the average American will be the victim of negligence or an accident that legally qualifies him to receive money on three different occasions over the course of his life. But only one in 10 will take legal action. The bottom line?

If you’re hurt in an accident or by someone’s negligence, don’t be “Mr. Good Guy” or “Mrs. Milquetoast.” Get the best lawyer you can afford and demand the cash settlement you deserve. Pay off credit cards, write a check for a new car to avoid finance and interest charges, splurge a little and invest the rest of your windfall. In one fell swoop, your financial future may be assured.

“I was so deep in debt I was sure bill collectors were going to chase me into an early grave,” said Melinda Rashama, of Trenton, N.J. “If I hadn’t slipped on that wet floor in the movie-plex, I’d probably still be in debt today.”

2. Help friends – for a price. This little-known but excellent strategy will not only earn you the extra money you need to pay down bills, it might develop into a lucrative – and easy – new job.

Tell friends and relatives who are in business that you’ll send customers their way – for a percentage of sales. Chances are you’re going to refer people to them anyway – you might as well get a cut of the profits. “It’s the American way,” says Mary Strehln, who started out sending customers to her brother’s lawn service for a 5 percent cut of the profits and now is on the unofficial payroll of 22 other small businesses in Minneapolis.

“I average $600 a month just keeping my ears open and not being afraid to express my opinion. If I’m standing in line at the supermarket and hear someone say he needs a new sofa or car repair or whatever, I chime in with a recommendation, and give them a business card for the company I’m recommending. It’s the easiest money I’ve ever made.”

3. Shill for companies in return for BIG-TICKET FREEBIES like cars, major appliances and lifetime supplies of foods and personal-care items. Make a habit of writing glowing letters and testimonials for products you use every day – cars, shampoo, computers, refrigerators, soft drinks, food, motorcycles, bedding, you name it.

You’ll be surprised to find out firsthand how lavish big companies can be in rewarding people for testimonials – a lifetime supply of soap, a new laptop computer and even a new range, refrigerator and car are not out of the question.

“I bought a pre-owned 1996 Toyota Corolla from a dealer here in town and was so happy with the car and the salesman that I wrote a letter to the owner,” says Fred Tolert, of Gaffney, S.C.

“Two days later he told me to drop by the lot because he had `a little something’ for me. That little something was a 2002 Lincoln Navigator – and free oil changes for life. All I had to do was agree to let him use my letter in his advertisements.”

4. Get yourself EVEN DEEPER in debt! It sounds crazy, but study after study confirms that you can expect to earn an extra $1 million over the course of your career – more than enough to get out of debt and live high on the hog – after you earn and apply your 4-year degree.

Unless you’re just too old to go back to work, taking out student loans to pay for more education makes good financial sense, financial experts say.

“I took out $60,000 in student loans and it sure paid off for me,” says Leslie Playor, of